Welcome to D Ma
Empowering Bangladesh Through Digital Employment & Financial Inclusion.
Executive Summary
D-MA, or Digital Ma, is an innovative mobile application designed exclusively for Bangladesh to address the crucial issue of unemployment. The unemployment rate in the country remains a pressing concern, with a significant portion of the youth struggling to find stable and sustainable employment. Founded by young entrepreneur Imtiaz Uddin, D-MA offers a comprehensive suite of employment opportunities, unemployment allowances, and financial services. Additionally, it provides traffic solutions, social development initiatives, and mobile banking services.
D-MA is built on the vision of creating an inclusive digital economy where job seekers, small business owners, and underprivileged individuals can participate in a structured and transparent financial ecosystem. Unlike conventional job platforms, D-MA integrates multiple services, including a job marketplace, investment opportunities, secure digital transactions, and community-driven initiatives such as food assistance and micro-loans.
The platform aims to bridge the gap between job seekers and potential employers by facilitating direct communication, skill development, and training opportunities. Moreover, D-MA focuses on transforming informal and small-scale businesses into larger enterprises by providing financial security, digital transaction management, and growth opportunities. Through its unique digital solutions, D-MA seeks to empower individuals and businesses, ensuring a long-term positive impact on Bangladesh's socio-economic landscape.
The proposed solution is expected to create a robust digital employment and financial ecosystem, benefiting millions of Bangladeshis and supporting the nation's goal of becoming a fully developed economy. With strategic partnerships, collaborations with financial institutions, and government support, D-MA will revolutionize employment, financial inclusion, and economic growth in Bangladesh.
By leveraging cutting-edge technology, artificial intelligence-based analytics, and blockchain-backed secure transactions, D-MA will ensure transparency, trust, and efficiency in all economic activities. It will also promote local investments, encourage business expansion, and significantly contribute to poverty alleviation. The project requires funding and partnership opportunities to scale its operations and drive large-scale implementation.
Mobile Banking
Mobile Financial Transactions through MFS platforms daily average transactions exceeded Tk 4,100 crore.
There will be a minimum of 3 to 4 times more transactions on D-Ma. That means there will be huge amounts of transactions and profits on D-Ma.
Unemployment
Currently, there are about 2.6 million 60 thousand
D Ma Fuels Entrepreneurship and Investment. D Ma, a cutting edge digital platform, empowers aspiring entrepreneurs to launch businesses and connects them with eager investors. The secure and verified information available on D Ma fosters trust, encouraging investme nt in new industries. This influx of capital will create much needed jobs and drive down unemployment.
Advertisement
The social media Boosting Black Hole. Every day, vast sums are squandered on ineffective social media boosting. Fake accounts and multiple profiles render targeting useless, draining money from the nation. A national digital identity p latform, like "D Ma," offers a solution: verified accounts ensure ads reach real people, keeping revenue within the country and maximizing impact.
Foods
Hunger Knows No Bounds: D Ma Offers a Lifeline.
From devastating natural disasters to the quiet struggles of everyday life, food insecurity affects us all. D-Ma provides a discreet and efficient solution, connecting those in need with nearby support. In times of crisis and beyond, D-Ma delivers hope and nourishment.
Key Features
Solve The Unemployment Problem
Unemployment rate of Bangladesh?
As of the third quarter of 2024, Bangladesh's unemployment rate stood at 3.51%, with approximately 2.66 million individuals unemployed. thefinancialexpress.com.bd This marks an increase from the previous quarter, where the unemployment rate was 3.27%. tbsnews.net
How to solve!
See MoreRisk free Borrowing or Lending
D-MA: Risk-Free Borrowing & Lending - A Solution to Financial Conflicts
inancial hardship is a common reality. When unexpected expenses arise, many turn to family and friends for support. Unfortunately, these informal networks aren't always sufficient, leaving individuals with few options. This lack of access to timely funds can force people into desperate situations, sometimes leading to detrimental decisions.
How to solve!
See MoreTransforming A Small Business Into A Large Business
D-MA: Igniting Small Business Growth
D-MA is more than an app; it's a catalyst for small business transformation. It's engineered to empower entrepreneurs, bridging the gap between innovative ideas and the resources required for sustainable growth. A core strength of D-MA lies in its ability to nurture nascent ventures, helping them evolve into established, thriving businesses.
Unemployment Allowance
Unemployment Allowance through the D-MA Application: A New Horizon
The D-MA application has introduced a new feature called "Unemployment Allowance." This feature is expected to be very beneficial for the unemployed youth of our country.
Every year, a large number of students graduate in our country. However, job opportunities are very limited. As a result, the number of unemployed people continues to rise. Both educated and uneducated people face significant unemployment, with the highest unemployment rate among the highly educated, which is nearly 12%. Experts believe that the actual number may be even higher. (Source: Prothom Alo)
Removing The Hunger
Solving Food Crisis with the D-MA Application
Food scarcity is a serious problem that affects people of all levels of society. Although food is one of the basic human needs, people often cannot express their needs due to shame. Especially people from upper-class families to lower-middle-class families cannot ask anyone for anything.
How to solve!
See MoreAlternative Advertising
D-MA Application: Revolutionizing Advertising with an Innovative Alternative Platform
In today’s world, companies and organizations rely heavily on advertising to reach consumers. With the decline in television viewership, social media platforms have become the go-to method for reaching the masses. However, many of these platforms, such as YouTube, Facebook, Google, etc., are foreign companies, and advertising on these platforms requires payment in dollars—meaning that money flows out of our country.
Description of Services
Employment & Workforce Development
- A digital job marketplace connecting employers and job seekers with verified profiles and AI-driven job matching.
- Strategic collaborations with vocational training centers, government-backed skill development programs, and multinational corporations to enhance employability.
- A structured internship and apprenticeship system to equip fresh graduates with industry-relevant experience..
Financial Services & Secure Transactions
- A mobile banking framework providing secure, risk-free financial transactions for small businesses and individuals.
- Micro-loan facilities in collaboration with banks and financial institutions to empower entrepreneurs.
Entrepreneurship & Business Expansion
- A crowdfunding model for small businesses, allowing local investors to co-finance promising startups and business ideas.
- Digital business management tools, including financial analytics, inventory tracking, and automated customer management.
- Mentorship programs connect experienced business professionals with emerging entrepreneurs..
Unemployment Allowance & Social Welfare
- A structured unemployment benefits program funded through a percentage of transaction fees ensures financial security for jobless individuals.
- A volunteer and points-based system that incentivizes community service, contributing towards social benefits.
- Government partnerships to align with national social security programs for seamless integration.
Food Security & Community Support
- A food-sharing network that connects surplus food providers with those in need.
- Incentive-based volunteerism encourages citizens to participate in hunger relief programs.
- NGO collaborations for large-scale food distribution efforts across different regions..
Advertising
- A localized advertising platform enabling businesses to market their services within the D-MA ecosystem.
Expected Impact and Benefits
D-MA is set to drive long-term economic, financial, and social transformation in Bangladesh by fostering employment, financial inclusion, and business growth. The impact will be achieved through a collaborative approach involving government agencies, private enterprises, NGOs, and local communities.
Job Creation
- Facilitating over 500,000 job opportunities within the first three years by connecting job seekers with employers and fostering new businesses.
- Encouraging employment in both formal and informal sectors, increasing the country’s overall workforce productivity.
Support for Small and Medium Enterprises (SMEs)
- Empowering at least 50,000 SMEs with digital tools for financial transactions, marketing, and inventory management.
- Providing access to investment and mentorship, helping startups scale sustainably.
Foreign Investment Attraction
- Developing a structured investment framework to attract local and international investors to fund innovative startups and business ideas.
- Enhancing the entrepreneurial ecosystem to position Bangladesh as a hub for digital businesses and financial technologies.
Banking the Unbanked
- Providing access to secure mobile banking for millions of unbanked individuals, increasing their participation in the digital economy.
- o Partnering with microfinance institutions to facilitate access to low-interest loans and credit lines for underserved populations.
Secure Transactions and Digital Economy Growth
- Implementing DMA financial transactions to enhance security, reduce fraud, and build trust in digital banking.
- Increasing the volume of digital transactions, reducing reliance on cash-based commerce, and formalizing financial activities.
Contact
We'd love to hear from you! Whether you have a question, feedback, or just want to say hello, feel free to get in touch.
Address
Sel Rose N Dale, 116, Kazi Nazrul Islam Evenue
Dhaka 1000
Call Us
+8801989999003
+8801989999001
Email Us
info@digitalma.com
artificialsoft@gmail.com
Open Hours
Saturday - Thursday
10:00AM - 06:30PM